---
title: "XRP Surges 20% on US Stablecoin Regulation Green Light"
url: https://diffcoin.com/xrp-surges-20-on-us-stablecoin-regulation-green-light/
description: "Ripple’s cross-border payments token has surged to an all-time high as crypto markets rally on Friday."
published: 2025-07-18
updated: 2025-07-18
author: "Mila"
site: "Diffcoin"
---

# XRP Surges 20% on US Stablecoin Regulation Green Light

XRP prices have pumped almost 20% over the past 24 hours, propelling the asset to an all-time high of $3.64, according to CoinGecko.

The massive move has also pushed the cryptocurrency’s market capitalization to $214 billion, which is about the same size as fast food giant McDonald’s, cementing its place as the third-largest cryptocurrency.

XRP has gained a whopping 40% over the past week, even outperforming Ethereum, which has also been on fire.

> SMASH THE REPOST BUTTON IF YOU ARE AN [#XRP](https://twitter.com/hashtag/XRP?src=hash&ref_src=twsrc%5Etfw) HOLDER! [pic.twitter.com/gPEFRFCmay](https://t.co/gPEFRFCmay)
> 
> — JackTheRippler ©️ (@RippleXrpie) [July 18, 2025](https://twitter.com/RippleXrpie/status/1946008475449823702?ref_src=twsrc%5Etfw)

## Regulatory Green Light

The massive move has been driven by the US House passing key crypto regulations, which could open the doors for the industry if they’re signed into law.

> “The signing of the GENIUS Act cements the US’s future in being a leader in truly innovative financial technology – stablecoins,” [said](https://twitter.com/bgarlinghouse/status/1945959181233574044) Ripple CEO Brad Garlinghouse.

XRP is not a stablecoin, so it is not under the purview of the GENIUS Act, but Ripple, an American company, has launched its own such asset, RLUSD, which will be regulated.

A fully regulated stablecoin running on XRP Ledger will drive demand for XRP, which is used as fees for RLUSD transactions.

> GENIUS Act XRP
> 
> Documented 3x. [pic.twitter.com/3dyOqTX61s](https://t.co/3dyOqTX61s)
> 
> — SMQKE (@SMQKEDQG) [July 17, 2025](https://twitter.com/SMQKEDQG/status/1945987484711633082?ref_src=twsrc%5Etfw)

XRP investor Micah Paul suggested that it may not be a true ATH because the asset spiked to $3.84 on some exchanges in January 2018. However, most crypto analytics platforms had the previous peak price at around $3.40.

Additionally, gains in XRP and Ethereum have pushed the total crypto market capitalization above $4 trillion for the first time ever, according to CoinGecko. Other platforms such as CoinMarketCap and TradingView show it as a little lower, but all three were reporting record highs for the figure.

## Other Altcoin Performers

XRP isn’t the only crypto asset surging today, though Bitcoin has been quiet. Ethereum prices have pumped 8% propelling the asset to a six-month high of $3,616 during the Friday morning Asian trading session. It has been another record inflow day for BlackRock’s ETHA spot Ether ETFs with $546.7 million in inflows and just over $600 million in total on Thursday.

Dogecoin was also doing well with a 13% climb to hit $0.235 at the time of writing, while Cardano cranked 15% to hit $0.86 during the morning session.

Other double-digit gainers today include Chainlink up 14% to $18.70, Hedera up 24% to reach $0.28, Litecoin adding 12% to top $107, and Uniswap pumping 15% to reach $10.

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